Insurance for Non-profits in Half Moon Bay, CA
All-Encompassing Insurance Packages for California Non-profits
Non-profits host fundraising events, recruit and manage volunteers, employ professionals and lay people, and work with people of varied ages and abilities. Their service responsibilities are endless. Consequently, non-profits are exposed to significant and diverse risks, at times including the serious claims of libel, slander, and/or privacy violations; visitor injuries; inventory theft; and structural damages. For these and other reasons, non-profits need specialized and comprehensive protection. At Weller/O’Brien Insurance Services we offer a wide and customizable range of non-profit insurance products that cover all aspects of your organization, from people to equipment to events.
Above and Beyond Typical Business Coverages
You’re a business, but there’s more to your organization than the bottom line. As a non-profit, you operate within certain restrictions—including stricter budgets—other businesses don’t have. We understand, and we’re here to help.
Certain coverages function differently when they’re used to insure a non-profit. General liability, directors & officers (D&O), and employee benefits are some of these. For example, D&O is often set at a flat rate for non-profits because non-profits tend to operate within budget restrictions. Non-profit insurance also comes with corresponding programs like participant/volunteer accident insurance and commercial property insurance. At Weller/O’Brien Insurance Services, we help you find these coverages and more that are best for your organization and have the right limits, rates, and deductibles.
As an independent insurance agency, we work with a variety of different providers so we can offer you the best selection of coverage options. This makes it possible to optimize your insurance plan and to get the most value from your insurance investment.
Available coverage options include:
- Business property
- Business liability
- Counseling professional liability
- Directors & Officers (D&O)
- Flat Rate D&O
- Improper sexual conduct
- Employee benefits liability
- Business auto
- Non-owned/hired auto
- Umbrella liability
- Auto physical damage (NIAC)
- Participant/volunteer accident
- Employee dishonesty
- Boiler and machinery coverage
- Equipment breakdown
Non-profits that we insure include:
- Arts and cultural organizations
- Community health clinics
- Counseling centers
- Educational societies
- Environmental conservation organizations
- Foundations and fund-raising organizations
- Historical societies
- Mental health facilities
- Parent-teacher associations
- Professional organizations
- Shelters for the homeless, elderly, families, battered women, and teens
- Special needs schools
Insuring Your Employees
Non-profits are built by people who are passionate about what they do, and we help insure them so they are free to direct their energy toward that passion. We’ll assist you in selecting appropriate coverage for workers compensation and more that will keep your employees confident and protected. Should an accident happen, the right insurance will allow your organization to manage related expenses.
How we Help You
Very often, non-profits work with the marginalized: those who often have limited resources. At Weller/O’Brien, we strive to create a stable pricing structure for your policies so you can confidently allocate resources to where they really matter. This is why we identify discounts and benefits with the intention of helping you save. We also make sure your premiums reflect the capabilities of your organization. This way, you pay only what you need for the best possible protection.
Should you need to file a claim, we will help you navigate that process. We will act as your advocate and answer your questions.
Get a Quote
Ready to start protecting your non-profit organization? Contact one of our agents for a quote today!
Weller/O’Brien Insurance Services is proud to provide non-profit insurance in Half Moon Bay, CA, San Mateo, CA, San Francisco Peninsula, CA, Pacifica, CA, Burlingame, CA, Redwood City, CA, and surrounding areas.