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Insurance for Non-profits in Half Moon Bay, CA

All-Encompassing Insurance Packages for California Non-profits

Non-profits host fundraising events, recruit and manage volunteers, employ professionals and lay people, and work with people of varied ages and abilities. Their service responsibilities are endless. Consequently, non-profits are exposed to significant and diverse risks, at times including the serious claims of libel, slander, and/or privacy violations; visitor injuries; inventory theft; and structural damages. For these and other reasons, non-profits need specialized and comprehensive protection. At Weller/O’Brien Insurance Services we offer a wide and customizable range of non-profit insurance products that cover all aspects of your organization, from people to equipment to events.

Above and Beyond Typical Business Coverages

You’re a business, but there’s more to your organization than the bottom line. As a non-profit, you operate within certain restrictions—including stricter budgets—other businesses don’t have. We understand, and we’re here to help.

Certain coverages function differently when they’re used to insure a non-profit. General liability, directors & officers (D&O), and employee benefits are some of these. For example, D&O is often set at a flat rate for non-profits because non-profits tend to operate within budget restrictions. Non-profit insurance also comes with corresponding programs like participant/volunteer accident insurance and commercial property insurance. At Weller/O’Brien Insurance Services, we help you find these coverages and more that are best for your organization and have the right limits, rates, and deductibles.

As an independent insurance agency, we work with a variety of different providers so we can offer you the best selection of coverage options. This makes it possible to optimize your insurance plan and to get the most value from your insurance investment.

Available coverage options include:

  • Business property
  • Business liability
  • Counseling professional liability
  • Directors & Officers (D&O)
  • Flat Rate D&O
  • Improper sexual conduct
  • Employee benefits liability
  • Business auto
  • Non-owned/hired auto
  • Umbrella liability
  • Auto physical damage (NIAC)
  • Participant/volunteer accident
  • Employee dishonesty
  • Boiler and machinery coverage
  • Crime
  • Equipment breakdown

Non-profits that we insure include:

  • Arts and cultural organizations
  • Community health clinics
  • Counseling centers
  • Educational societies
  • Environmental conservation organizations
  • Foundations and fund-raising organizations
  • Historical societies
  • Mental health facilities
  • Parent-teacher associations
  • Professional organizations
  • Shelters for the homeless, elderly, families, battered women, and teens
  • Special needs schools

Insuring Your Employees

Non-profits are built by people who are passionate about what they do, and we help insure them so they are free to direct their energy toward that passion. We’ll assist you in selecting appropriate coverage for workers compensation and more that will keep your employees confident and protected. Should an accident happen, the right insurance will allow your organization to manage related expenses.

How we Help You

Very often, non-profits work with the marginalized: those who often have limited resources. At Weller/O’Brien, we strive to create a stable pricing structure for your policies so you can confidently allocate resources to where they really matter. This is why we identify discounts and benefits with the intention of helping you save. We also make sure your premiums reflect the capabilities of your organization. This way, you pay only what you need for the best possible protection.

Should you need to file a claim, we will help you navigate that process. We will act as your advocate and answer your questions.

Get a Quote

Ready to start protecting your non-profit organization? Contact one of our agents for a quote today!


Weller/O’Brien Insurance Services is proud to provide non-profit insurance in Half Moon Bay, CA, San Mateo, CA, San Francisco Peninsula, CA, Pacifica, CA, Burlingame, CA, Redwood City, CA, and surrounding areas.


Our Location

Weller/O'Brien Insurance Services

720 Kelly Avenue
Half Moon Bay, CA 94019
Main office: 650-726-6328

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers


I live in Santa Cruz and work in Half Moon Bay. I decided to go with Weller O'Brien in HMB because it's a smaller town, and I figured they would give me more attention and better service than if I went to someone in Santa Cruz. I wasn't let down. They are always quick to return my calls. I am more then just a policy to them. I've never had an insurance salesman go over a policy like that before. It made me confident that I was with the right group.
- Brian S.
Kevin and all of his staff have been great in handling all of my insurance needs for my personal and business operations. Not only is it helpful having them local so I can pop in any time but they also help me understand the different insurance options available to me. Thanks Kevin
- Bryan B.
Weller O'Brien Insurance Services in Half Moon Bay, California is wonderful! On my Homeowners Insurance Policy they were able to give me better coverage and save me money. Kevin, Barbara and Adam are always courteous and friendly. If you are in their office or speaking with them on the phone they always make you feel special. I do not hesitate to refer my friends to them..
- Teresa A.
Kevin is the best! We have our business insurance with him and we are very happy. His staff is top notch and very helpful. They have a cool new office in downtown HMB, perfect for people that want a face to face in this day in age where so many things are online and impersonal. Thanks for everything Kevin and crew.....we love you.
- Mike A.
When looking for homeowners insurance, I checked out several companies. Weller O'Brien by far had the best customer service. Their insurance coverage was comparable to other companies, only much less expensive. Every time I've called I've spoken with Betty, Adam or Kevin directly and all my questions have been answered. They even looked over my auto insurance to make sure that I was fully covered. I would highly recommend them to anyone needing new insurance or wanting to have their current insurance evaluated.
- Angela B.