We’re an independently owned and operated agency in Half Moon Bay, California and we deliver insurance and risk management solutions. We've served individuals and businesses for 20 years and we’re committed to giving clients the best products and services possible. We’re local so we understand our clients and the communities we serve. We bring a small-town feel to the experiences of buying and using insurance, so we get to know clients well. We encourage clients to stop in and talk with us, even if it has nothing to do with insurance. A handshake means more than a toll free number to our clients, and we know it. For this reason, we make personal relationships keystones of our business and we make the interactions we have with clients comfortable and congenial.
We have a wide variety of insurance offerings, including home, auto, identity theft, and personal umbrella. Our business program provides coverages that can keep virtually any commercial enterprise fully protected for the right price and our specific-industry programs have coverages that are unique to different lines of work. We have specialty programs for auto repair garages, restaurants, and grocery stores. We tailor these and all of our other programs to the
needs of individual clients, and we’ll tailor these programs to you.
Our farm program gives farmers every opportunity they need to stay secure and to run their businesses smoothly. As there are many farms in California and farming is an important part of our state's economy, our farm insurance program proves to be beneficial for numerous clients.
Our agents have almost 70 years of collective experience and each of our agents values relationships with clients more than almost anything. Our agents work with clients to understand the clients' needs. Once needs are understood, our agents identify coverages that meet these needs and create the right policies. We monitor policies once they’re in place and we keep clients informed. We also manage risk and this helps reduce the chances that clients will need to use their insurance. If insurance is used and claims are filed, we manage the claims. We're also reachable whenever clients need to get a hold of us. These are just a few of the things we do to make being our client beneficial.
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